Bill Payment

Bharat Bill Payment Solution is an integrated bill payment system in India offering inter-operable and accessible bill payment service to customers through a network of agents and providing instant confirmation of payment.

Benefits to customers:

• Comprehensive suite of services under one roof
• Pay electricity bills even on bank holidays
• Recharge mobile and DTH instantly
• Pay insurance premium
• Low cost of service

Benefits to Retailer:

• Attractive commission on every service
• Simple to operate; safe
• Very low investment in starting business
• Attract more customers to your shop; everyone has need of paying bills
• Rotate money frequently

AePS

A bank led model which allows online interoperable financial transactions like Cash Deposit/Withdraw & Balance Enquiry through Aadhaar. This system of getting money neither requires your signature nor Debit card.

Benefits to customers:

• Withdraw cash from account of any bank without visiting bank or ATM
• Safe; completely digital; paperless
• Fast, hassle free, using only fingerprint
• Service availability beyond banking hours and holidays
• Absolutely free of cost

Benefits to Retailer:

• Simple to start and operate with very small initial investment; more footfall
• Kiosk branding with Bank’s logo; Induces immediate trust
• Technology driven; Aadhaar enable; fraud-proof
• Comprehensive services portfolio – more services; more commission earnings
• Efficient use of cash in hand
• Easy to use mobile application
• Instant settlement

Micro ATM

Withdraw cash by using Debit card and PIN without searching for an ATM or visiting a bank branch. Customers may also use their credit cards for paying for their purchases.

Benefits to customers:

• No need of searching ATM or travelling to bank branch
• No need of carrying cash for purchases of any amount through Mini-ATM machine
• Can withdraw up to Rs.10,000 in one go
• Service available even beyond banking hours and on holidays
• Absolutely free of cost

Benefits to Retailer:

• Attractive commission on every transaction
• Simple to operate; safe
• Very low initial investment in the machine
• Attract more customers to your shop; increased footfall; higher sale
• Easy to use mobile application
• Instant settlement

Recharge

Benefits to customers:

• Comprehensive suite of services under one roof
• Recharge mobile and DTH instantly
• Low cost of service

Benefits to Retailer:

• Attractive commission on every service
• Simple to operate; safe
• Very low investment in starting business
• Attract more customers to your shop; everyone has need of paying bills
• Rotate money frequently

Money Trnasfer

Domestic Money Transfer is a cash to account transfer by which our CSP can send money to any Nationalized, Private, or Rural Bank at any point of time even during bank holidays using NEFT or IMPS. The IMPS transaction also enables instant credit to the account

Benefits to customers:

• Instantly transfer cash in hand to account of your family members across India
• Safe and secure
• No need to deposit money in bank account before transfer
• Service availability beyond banking hours and holidays
• Low cost of service

Benefits to Retailer:

• Simple to start and operate with small initial investment
• Kiosk branding with Bank’s logo; Induces immediate trust
• Attractive commission
• Other financial services also given at retail point – more services; more commission
• Rotate money frequently
• Easy to use mobile application

Savings / Current Account

Benefits to customers:

• Saving accounts with RBI licensed Banks
• Account Opening within minutes for leading banks
• Instant paperless Account opening
• Attractive interest rate on your savings
• Features like Digital Payments, Fund transfers, etc
• Attractive loan offers

Benefits to Retailer:

• Attractive commission on every service
• Simple to operate; safe
• Very low investment in starting business
• Attract more customers to your shop; everyone has need of Account Open.
• Rotate money frequently

Insurance

Buy or renew insurance of your vehicle; secure your loved ones and their health. Choose from top companies with competitive premium charges. Offer ease and choice to your customers while buying and renewing insurance for protecting their family, health and vehicles. Plus earn attractive commission.

Benefits to customers:

• Wide choice from multiple companies in a single platform; no need to contact different companies and agents
• Instant policy generation
• Can pay by cash at the retail point
• Efficient claim process
• Meet all your insurance needs under one roof – Private and commercial vehicle, life, personal accident, family health

Benefits to Retailer:

• Easy to understand plans; no need of extensive training
• Efficient and hassle-free complaint and claim management
• Attractive commission
• Completely digital; paper-less